Horizon Coverage
Horizon Insurance Coverage for Rehab at URP Behavioral Health
There is good news for Horizon insurance policyholders. URP Behavioral Health provides all types of mental health therapy under the coverage of Horizon. We welcome our patients to use the benefits their insurance plan brings to reduce costs for various treatment plans related to mental health maintenance and rehabilitation.
URP Behavioral Health is a leading mental healthcare facility which offers an individual approach to the treatment of a diverse range of mental health issues, including psychiatric disorders and illnesses which badly impact patients’ life quality. We provide comprehensive rehabilitation under the guidance of licensed and experienced practitioners who use evidence-based treatment methods combined with high attention to the unique needs of each patient.
In URP Behavioral Health, both inpatient and outpatient programs are available for patients, their families, and caregivers to provide the highest results and considerable mental health improvements.
Let us guide you towards healing
We know that seeking treatment can be overwhelming, but our staff is here to make the process as smooth as possible. We’re available 24/7 to address any questions or concerns you may have.
The History of Horizon Insurance
Horizon is one of the associates in the Blue Cross Blue Shield Association. Today, Horizon Insurance Network united medical advisors, practitioners, and healthcare facilities throughout New Jersey, Delaware, Pennsylvania, Ohio, New York, and other states. Besides, the network is supported by various healthcare providers throughout the whole country.
Moreover, Horizon has its behavioral health program which works in every associated with the Horizon rehabilitation center and provides customers with adverse informational resources including fast self-checklists for anxiety or depression, for example, and online resources, hotlines, and self-care methods to maintain mental health.
Today, Horizon is the largest healthcare insurance provider in NJ and its customers’ range reached over 3.3 million. The company also provides benefits under Medicaid and FamilyCare programs. So, if you wonder if Horizon health insurance is good, its 80-year experience and generations of glad customers prove its efficiency and reputation.
What Is Horizon Rehab Insurance Coverage, and Which States Does It Work In?
Like most healthcare insurers’ Horizon provides its policyholders with an opportunity to get access to rehabilitative treatments and facilities to help them recover from any type of physical injury or mental illness. For this, the company’s policyholders can take a couple of simple steps:
- Check the policy for the coverage of a health issue you want to recover from.
- Get your primary care practitioner’s referral to start rehabilitation.
- Select an associate with Horizon treatment center to apply for rehabilitation.
- Evaluate deductibles and out-of-pocket expenses to get covered timely and fully for your rehabilitation.
Although Horizon is primarily New Jersey’s top insurer, it has a wide range of in-network facilities across the United States, so you are not limited to rehabilitating only in any NJ Horizon rehab center, but you can select a healthcare provider in any state of your choice.
Does Horizon Cover Rehab for Mental Health Treatment?
Typically, rehabilitation programs covered by insurance relate to physical rehabilitation, for example, post-trauma rehab or recovery after an accident. Yet, Horizon cares about mental health as well. According to the Affordable Care Act issued in 2014, the insurer focused on mental health care coverage to make it more accessible and affordable for all patients without charging extra costs from them.
That’s why regarding the need for mental health rehabilitation and support services, and evaluating the specific barriers which do not prevent people from getting them, Horizon added special coverage plans for mental health issues. This coverage works for the patients of in-network facilities and provides a full or partial covering of treatment costs according to the terms of insurance plans provided by the company.
Usually, these plans suppose partial coverage under the agreement for specific co-payments, deductibles levels, and minimal out-of-pocket expenses.
Mental Health Programs Covered by Horizon Insurance
As for Horizon mental health programs, the insurer adds to the list the following services:
- Consultations of doctors, therapists, and mental health rehab facilities.
- Individual and group counselling for patients and their families/caregivers.
- Crisis intervention and mental health treatment, including evidence-based therapeutic methods and holistic therapy plans.
- Online wellness and self-directed therapy tools.
- Telemedicine services.
In URP Behavioral Health, you can get these services and pay for them less using your Horizon insurance plan’s benefits. We offer our patients to appreciate the benefits of therapeutic methods with proven efficiency including such rehab methods as:
- CBT
- DBT
- Holistic therapy
- Family therapy
- Individual psychotherapy
- Group therapy.
Besides, the coverage can be applied to both inpatient and outpatient rehabilitation programs, including intensive outpatient rehab programs
Which Mental Health Disorders Horizon Can Cover?
- Post-traumatic stress disorder and trauma-induced disorders;
- Obsessive-compulsive disorder;
- Bipolar disorder;
- Schizophrenia and psychosis episodes;
- Borderline Personality disorder;
- Depressive disorders;
- Dissociative disorders;
- Anxiety disorders.
We also help patients with dual diagnostics issues when a couple of diagnoses are manifesting in one person and make the whole range of symptoms even more severe.
All these issues can be treated successfully without extra budget devastation. We provide reasonable rates for MH rehabilitation programs while Horizon covers most expenses for its customers.
Besides, Horizon also focuses on programs for autism care management, substance abuse rehab services, and informative support for everyone seeking mental health care. We do not provide mental health rehabilitation for these issues but we strongly support the strive for helping people suffering from them.
How Much Does Horizon Cover For Mental Health Treatment?
The coverage by Horizon is defined by multiple factors including the following ones:
- Your insurance plan and its terms;
- Your diagnosis and the services for mental health rehabilitation you opt for;
- The choice of a healthcare facility you want to get rehabilitation in. For in-network BCBS facilities, coverage is higher, while out-of-network providers may require higher deductibles.
The best way to decide on the coverage amount for you is to verify your Horizon insurance policy. You can do this either by contacting Horizon’s office or by checking your policy on our website. We have a convenient verification form which provides you with the instant check of your policy and accurate calculations for the coverage you can get with it.
In any case, at URP Behavioral Health, your mental health rehabilitation will be effective, accessible, and cost-effective as we are in-network partners with Horizon and provide our patients with the most affordable pricing both for insurance coverage and out-of-pocket expenses. Get your recovery started right today with the help of URP Behavioral Health mental health rehabilitation programs covered by your Horizon policy.
