Health Choice Coverage
Health Choice Insurance Coverage for Rehab at URP Behavioral Health
Once you face mental health disruption of any kind you become concerned about how much will it cost to get proper and effective rehabilitation and relevant therapy. Thanks to the US healthcare system and especially to ACA approved in 2014, today most patients with mental health issues can claim coverage for their rehabilitation from their insurance provider. Health Choice is among these federal or nationwide providers who take responsibility for complying with the Affordable Care Act requirements.
Fortunately, the URP Behavioral Health rehabilitation center cooperates with Health Choice to emphasize our patients’ advanced opportunities to get covered during their rehabilitation program in our facility. This means that our patients can rely on us in the following situations:
- Getting timely diagnosed with their illnesses;
- Getting all types of consulting and counselling services for them and their family members;
- Being prescribed to get relevant therapy and/or medications;
- Getting all types of therapy with lower costs due to the coverage they get from Health Choice.
All that wraps our patients with care and support and helps them recover as quickly as it is possible without making a hole in their family budgets.
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The History of Health Choice Insurance: How It Reached Its High Status in the Market
Health Choice is not among the biggest players in the US insurance market. Yet, its branched structure and numerous local providers supporting healthcare insurance in various states helped the company to prove its status of a reliable and customer-oriented insurer. Since 1997, Health Choice has provided cutting-edge health insurance plans for individuals, employees, and the academic society of Texas, Oregon, North Carolina, Oklahoma, Illinois, and other states. The specifics of the company are hidden in its diverse range of plans and the implementation of government-supported insurance programs like Medicare and CHIP.
Today, Health Choice insurance is among the most beneficial insurance packages offered to residents of the states listed above.
What is Health Choice Rehab Insurance Coverage and Who Can Get It?
According to the principles of the Affordable Care Act, mental health issues are equal in the right to be covered by private and governmental insurance plans to physical issues. That’s why Health Choice provides rehab coverage for both of these types of impairments.
However, the amount of coverage and its accessibility depend on multiple factors regulated by:
- The type of disease/issue and its inclusion in a peculiar insurance plan.
- The length of treatment as long-term care coverage is available for certain disorders or issues only.
- The status of the clinic where a patient applies for rehabilitation. In-network clinics working as Health Choice’s partners, provide patients with lower out-of-pocket rates as the coverage for their services is higher. In out-network clinics, co-payments and out-of-pocket expenses are typically higher.
Does Health Choice Cover Rehab for Mental Health Treatment?
The answer to the question highlighted in this heading is definitely ‘Yes!’. Health Choice insurance policies mostly cover rehab services for mental health treatment. They serve as a powerful support for patients who need urgent or planned mental health screenings, therapy plan development, and medical guidance.
Mental Health Programs Covered by Health Choice Insurance
Health Choice mental health rehab coverage options include the following programs offered for mental health treatment:
- Standard outpatient therapy programs which include medical counselling, outpatient therapy programs, family therapy and counselling without the hospitalization of a patient.
- Intensive outpatient therapy which embodies regular visits to the rehabilitation facility to manage the illness and get the therapy prescribed in an intensive mode.
- Inpatient rehabilitation including emergency hospitalization in the case of acute mental health disorder manifestation.
As for medication prescription coverage, it is available in some insurance programs, but it is better to check your policy in advance to ensure that it covers drug prescriptions.
Which Mental Health Rehab Programs Covered by Health Choice Are Available for URP Behavioral Health Patients
- Outpatient rehab therapy;
- Inpatient rehab therapy;
- Family therapy;
- Counselling services.
The Scope of Mental Health Disorders and Illnesses the Health Choice Insurance Covers
Of course, the list of mental illnesses is quite diverse and huge. Yet, if you wonder which mental disorders or illnesses you can fight with the help of URP Behavioral Health and your Health Choice insurance plan, then we are glad to provide you with a comprehensive list of mental health issues whose rehabilitation is covered by basic insurance plans offered by Health Choice.
- Depression and depressive states. We successfully manage depression of various types and help patients to return to happiness and full-fledged life.
- Obsessive-compulsive disorder which tortures the patients’ life.
- Schizophrenia including the issues of psychosis when an emergent rehabilitation is required.
- Borderline personality disorder and bipolar disorder with all the manifestations of their symptoms.
- PTSD and trauma-related disorders.
- Panic attacks and anxiety disorders induced by various causes.
- Dissociative disorders of a broad spectrum.
When it comes to the maintenance of mental health, our collaboration with Health Choice is your way to well-being at a reasonable cost. We do our best to provide expertise-based and evidence-based rehab treatment to every patient while Health Choice’s insurance plans cover their expenses to retain the peace of mind of patient with their budget-saving strategies.
Talking About the Rates: How Much Does Health Choice Cover For Mental Health Treatment?
What impacts the coverage provided by Health Choice for mental health services? The coverage varies greatly depending on the insurance plan selected, the deductibles eligible in a peculiar state, and suggested co-payments determined by your current insurance plan. You can be sure that your insurance coverage provided by Health Choice starts working the moment you meet the requirements for deductibles and out-of-pocket expenses. In any case, you can rely on the compensation of at least 50% of each session/visit cost.
Yet the best idea is to get your quote for rehabilitation at URP Behavioral Health, then check your insurance policy, or contact the local Health Choice office to agree on details about your mental health rehabilitation coverage. Possibly, you can claim additional coverage as a Medicare-eligible patient or a dually-eligible patient.
The Health Choice insurance programs are available in multiple US states bringing access to advanced healthcare options to policyholders who are interested in streamlined and covered help including mental health care services. With this insurer at your side, you can considerably reduce your rehabilitation costs for maintaining mental health and fighting multiple harmful disorders which impact your whole well-being. No matter if you are struggling with depression or you have OCD or PTSD, these mental health issues are frightening and threatening your life. Within the partnership of URP Behavioral Health and state offices of companies providing insurance under the Health Choice programs, fighting mental illnesses becomes cheaper and more accessible for our customers.
Let’s get your mental health back for reasonable costs using your Health Choice insurance plan. Feel free to verify your Health Choice insurance policy on our website using an online verification form and then apply for the new-gen rehabilitation services offered by our therapists, psychologists, and nurses. In URP Behavioral Health, you’ll stay safe and protected from your mental health disorder manifestation while your budget will be preserved by Health Choice.
