CoreSource Coverage
CoreSource Insurance Coverage for Rehab at URP Behavioral Health
At URP Behavioral Health, it is our privilege to serve people who come to our practice to get the best mental health assistance. At our clinic, we have developed an effective treatment plan to cope with multiple mental health disorders starting from anxiety and stress to severe cases. As our licensed therapists and best therapeutic practices indicate, every patient undergoes a specific treatment plan to help him or her meet the recovery goals.
Who will pay the expenses of treatment then? Many are not aware that URP Behavioral Health serves families and individuals with CoreSource Coverage. This means that there are possibilities for you to get financial help for your treatment, which means that the costs you would normally have to pay out of your pocket will be lower. Is it not reassuring to think that a good quality mental health service provider is just around the corner and within your financial reach?
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History CoreSource
Currently, CoreSource is an important constituent of the Trustmark Group and has been offering only the best insurance solutions. The organization known today as Trustmark started in 1913 as the Brotherhood of All Railway Employees. A small organization created more than a century ago in downtown Chicago dedicated itself to providing the vine with financial security while healing disabled railway workers, it has grown to become a significant company with health benefits and insurance services.
Benefit Trust Life Insurance Company started in 1963 and changed in 1994 after its merger with Bankers Mutual Life of Freeport as Trustmark Insurance Company. Trustmark has always had the goal of growing its product line; for example, in 2010, the company acquired Health Fitness Corporation for consumer health programs that ensure workers remain fit.
With this tradition and given the company’s experience, CoreSource, which is the division of Trustmark specializing in providing health benefit insurance, continues to offer business entities, whether small or big, the best insurance solutions for their employees. Isn’t it comforting to know that you are under a firm that has been in the business for two and a decade?
What is CoreSource Rehab Insurance Coverage?
CoreSource is a part of Trustmark Insurance and offers important insurance coverage in the sphere of rehabilitation that minimizes the expenses required for such services. The exact coverage shall be defined by details of the insurance program, including the degree of care needed for the treatment. If you require rehabilitation for mental illness therapy, CoreSource may help you to pay much of the money for the rehab you need.
The most valuable advantage of CoreSource rehab insurance coverage is the option available to consumers. Alongside this, you might also be insured in one state, but you are yet able to attend a rehab center in another state, to make sure that you get the right procedures done correctly. This certainly comes in handy if one is looking for super specialized services, likely to be unavailable at home.
Does CoreSource Cover Rehab for Mental Health Treatment?
Indeed, CoreSource, which is a part of Trustmark Insurance, deals with coverage of rehab for mental health treatment. After the Affordable Care Act, counseling; inpatient treatment; and medication are some of the recognized core essential benefits that CoreSource has committed to. This coverage can assist those suffering from different mental disorders including the mentioned major depression, anxiety schizophrenia, PTSD, and many others.
The mental health rehab offered by CoreSource can also apply to dual diagnosis situations when the patient has mental health and drug and alcohol dependence disorders. One must remember that mental health disorders and substance use disorders frequently occur together and that evidence for treatment of both simultaneously results in the best prognosis.
Is not discovering that CoreSource is ready to help with both mental health and substance use problems for your recovery helpful? Through these connected systems, CoreSource can guarantee that a person gets the attention they need for healing to be complete.
Mental Health Programs Covered by CoreSource Insurance
As Trustmark, CoreSource Insurance provides coverage for several mental health treatment programs that afford each patient adequate care. These programs are specially developed to allow for a variety of levels depending on the intensity of the disease, and the patient involved. Some of the mental health programs covered by CoreSource Insurance include:
- Medication-Assisted Treatment. This program involves the use of counseling and prescription that involves the management of mental illness. MAT can help alleviate withdrawal signs and cope with cravings, so it is simpler to work on recovery in people.
- Inpatient/residential rehab. CoreSource will provide insurance for inpatient or residential treatment for rehabilitation where a patient undergoes treatment in a facility for an extended time. These programs offer around-the-clock attention and are useful for those who require lots of time and focus from the staff supervising their mental health.
- Outpatient treatment. In arrangements where a patient does not need constant care, CoreSource takes care of the outpatient treatment. This program enables people to be taken through therapy and counseling while still residing in their homes; hence, has an added advantage in flexibility of the treatment process.
- Intensive Outpatient Programs. In respect of this, the IOP provides more intensive treatment than the one offered in outpatient services. This type of program is covered by CoreSource and the program involves several therapy sessions on a weekly basis to attend to mental health issues.
- Partial Hospitalization Programs. PHPs provide a high degree of therapeutic intervention and emotional nurturing but patients go home at the close of the day. Ambulatory health care services refer to this program as this program is for people who require extensive attention but cannot be admitted as inpatients. CoreSource Insurance assists where the overall direct cost to the insured is less across fully mapped PHPs to give the patient a more flexible treatment model for their illness.
What Mental Health Disorders Does CoreSource Cover?
- Depression. It affects a person in terms of emotional and physical health as well as social life. Specified below are some of the treatments of depression that are catered for by CoreSource: individual therapy, medication-assisted treatment, and inpatient care- for individuals in need of a higher level of care.
- Anxiety. No matter if you are struggling with generalized anxiety disorder, panic disorder, or social phobia, with CoreSource you get coverage for the therapy and treatments for anxiety. These can range from conscientious public speaking equipped with CBT therapists, medicine, and thoroughgoing community magnet programs.
How Much Does CoreSource Cover For Mental Health Treatment?
These are under Trustmark and are known as CoreSource health insurance, although they provide many different plans that may influence the price of mental health treatment. The amount you’ll pay out-of-pocket for therapy will depend on the specifics of your plan, but here’s a general idea of what to expect:
- Copay. In many plans, one has to pay $25 to $35 per session for therapy. This is the coinsurance you pay at the Point of Service or the cost you pay directly to the therapist during the session.
- Coinsurance. More so, out-of-pocket costs may also include an amount that you will be charged for as 20% coinsurance apart from the copayment. However, the cost would be different because insurance will cover 80% of the session fee, and you would pay 20%, depending on your insurance policy.
- Full coverage after deductible. Meanwhile, some of the CoreSource plans cover therapy sessions free of charge when you have been through a certain number of sessions without paying for them. This means that after maybe 10 visits, you do not have to pay for the visits and it might cover the entire cost of therapy.
Due to the existence of multiple plans under CoreSource, it is advisable to consult your plans to determine the amount of out-of-pocket expenses you will need for the therapy before starting the therapy process. This way you would not be faced with any shocks financially and when receiving mental health treatment you can do so without any financial stress.
URP Behavioral Health remains committed to quality mental health care that is affordable and accessible for all. At URP, CoreSource Coverage guarantees that financial burdens will not restrict you from accessing the care that you need or deserve.
CoreSource is part of Trustmark, so a wide scope of health benefit solutions can be availed of-from various mental health treatment programs, ranging from outpatient therapies to intensive outpatient programs, inpatient care, and medication-assisted treatments. That means extensive help on everything from depression, anxiety, and even PTSD to dual diagnoses.
With flexible options, CoreSource can enable care-seeking for specialization, even across state lines, defraying a portion of the costs via copayments, coinsurance, and full coverage after deductibles on many of its plans.
