Cigna Coverage
Cigna Insurance Coverage for Rehab at URP Behavioral Health
Coming to our URP Behavioral Health for help with your mental state is a brave choice, and we want to be here to help with that journey. We offer only top-tier care, combining the best evidence-based treatment programs with the compassionate treatment you deserve for who you are.
With Cigna mental health coverage getting quality mental health care has never been easier. Consult us if you require outpatient therapy, inpatient care, or special rehabilitation programs and if you receive treatment we work with Cigna to pay for your treatment so that you can focus on what matters for your recovery.
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Let us guide you towards healing
We know that seeking treatment can be overwhelming, but our staff is here to make the process as smooth as possible. We’re available 24/7 to address any questions or concerns you may have.
History Cigna
Much more than 200 years ago, Cigna’s journey there began with the Insurance Company of North America (INA) founded in Philadelphia in 1792. At the dawn of a time replete with new commerce, INA was the first marine insurance company in the United States, providing underwriting for ships and cargoes.
The Connecticut General Life Insurance Company, CG was set up in Hartford, Connecticut 1865. But CG soon expanded its offerings beyond life and started offering accident, health, and disability insurance as well and became a crack at an innovative and reliable provider of comprehensive insurance products.
In 2020, Cigna had proved one thing: that it would always put the interests and well-being of a customer first, especially during the COVID-19 pandemic. It covered testing and treatment costs, plus expanded telehealth services and mental health resources.
Today, with its global health services power at its fingertips, Cigna looms as a strong force in the insurance and healthcare industry. Cigna stands tall for its timeless dedication to customer well-being, its innate ability to adapt to the ever-changing face of healthcare, and the sheer legacy of trust it carries with its rich history.
What is Cigna Rehab Insurance Coverage?
The leading health services organizations are the companies providing medical, disability, accident, dental, and life insurance such as Cigna. There is a network around the world of Cigna where more than 1 million treatment centers, healthcare professionals, and even facilities are partners who offer customers a lot of different types of care.
Medical insurance offered by Cigna can help pay the costs of treatment for drug and alcohol rehab centers for people who use drugs, and ease the financial burden for which you seek treatment for substance use disorder. The coverage reaches the extent depending on the individual policy and the place of treatment facility. Cigna’s partnerships with a variety of rehab centers and healthcare providers make it a useful tool for lowering your cost of out of pocket expenses.
For maximum benefits, you need to verify your insurance coverage. But our admissions team is here and would be happy to help – just fill out the form on this page to find out your eligibility. With Cigna insurance coverage for rehab, let us help you take the first step toward recovery, making the reconciliation of insurance as simple as possible.
Does Cigna Health Options Cover Rehab for Mental Health Treatment?
Cigna Health Options does cover rehab mental health and addiction treatment services. Cigna partners with Harmony Health Group, a trusted provider, that offers accessible, top-tier rehabilitation programs through facilities in as many states as Florida, Massachusetts, North Carolina, New Jersey, and Tennessee.
With evidence-based and personal treatment plans, people can receive help at Harmony Health Group for health conditions involving mental health and substance use. They are offering comprehensive services that care for dual diagnoses meaning they are helping to treat mentally ill people while they are also treated with substance abuse.
Harmony Health Group collaborates with insurance providers like Cigna to help make the necessary rehabilitation services financially accessible while easing the financial burden. If you or someone near and loved you is prepared to begin the first stage of recovery, you can feel confident that Cigna insurance can make that journey less daunting and more seamless. Contact Harmony Health Group now to get personalized support and to verify your coverage.
Mental Health Programs Covered by Cigna Insurance
- Cigna’s care managers coordinate mental health and substance use services for the hospitalization and after-discharge for individuals requiring hospitalization. It ensures a comfy transition into and through the recovery process with safe and effective treatment.
- Such services serve as a strong support for people going out of hospitalization. Part of them includes partial hospitalization and intensive outpatient programs that provide structured treatment for people looking to sustain their recovery.
- Some emotional well-being programs and tools. Cigna offers on-demand tools and peer coaching to people to help build resiliency, reduce stress, and inspire positivity. These resources were developed to help keep you emotionally healthy and your mental well-being.
- Behavioral specialty coaching & support services. Specialized teams deliver coaching and support for specific behavioral health needs, including autism, eating disorders, prevention and intervention in substance abuse, and pain management with and without opioid use disorder.
- Lifestyle management programs. These programs take the form of treating chronic health problems that affect lifestyle factors such as smoking cessation, losing weight, or stress.
- Complex psychiatric case management. This program is developed individually for those with severe psychiatric illness or those who take multiple psychotropic medications with the intent to increase compliance with treatment plans and maximize medication exposures. That’s meant to keep people out of the hospital and the emergency room and provide the right amount of care.
- Narcotics Cigna therapy coverage management. Cigna as the exclusive power user of all comprehensive medical data, searches to identify and cover possible misuse of narcotics and controlled substances. Pain management and measures to ensure safe medication practices tools and support.
What Mental Health Disorders Does Cigna Cover?
Cigna insurance coverage has a wide range of mental health disorders that are covered and may help in ensuring that individuals receive the necessary care to make life better. Some of the conditions that might be covered under the Cigna plans include:
- Cigna helps cover symptoms associated with anxiety disorder, such as generalized anxiety disorder, panic disorder, and social anxiety disorder.
- Cigna covers the treatment of those who have been diagnosed with major depressive disorder, including persistent depressive disorder (dysthymia) and similar disorders.
- A kind of hyperactive attention deficit disorder. Cigna covers the treatment of ADHD so that ADHD patients can participate in therapies and medication to think of a normal life.
- Personality disorders. BPD (Borderline Personality Disorder) Treatment may be covered by Cigna: to supply for the individual treatment use and appropriate helping support.
- Eating disorders. Inpatient treatment for eating disorders such as anorexia nervosa, bulimia nervosa, or binge eating disorder should cover recovery and dieting aid.
- Mood disorders. Having Cigna treatment programs for one’s mood disorders like bipolar disorder and cyclothymic disorder can help one stabilize their moods or help them live positive mental health.
- A disorder with compulsive or ritualistic obsessions. Other treatments and evidence-based therapies for OCD are provided by Cigna.
How Much Does Cigna Cover For Mental Health Treatment?
- Your plan’s Сigna mental health coverage. Understanding two key terms can help you tell just how much you’ll pay for those sessions. Deductible – the amount of money you will have to pay out-of-pocket for medical costs in a given year before your Cigna policy pays part of it. Money spent on all medical costs, including mental health, goes into meeting this amount. Copay – once your deductible is hit, per therapy session, a fixed fee is charged. The cost of copays typically runs from $15 up to $50 per session depending on your plan.
- In network. If, when you’re in therapy, the therapist is part of Cigna’s network, you can expect your cost to be pretty limited – most likely a copay and/or deductible. Out-of-pocket expenses vary depending on what plan you choose, and most of the time using network Cigna mental health providers will help reduce these costs.
- Out of network. If your therapist is not a Cigna network, then you will pay the therapist’s full fee initially. And for the out-of-network benefits, you might get partial reimbursement.
To determine your exact costs:
- Look over your plan’s Summary of Benefits.
- To learn more about your mental health coverage, contact Cigna’s customer service.
If you know these details, it will help you decide if it’s the right care and what you’re willing to pay per session.
