Anthem Coverage
Anthem Insurance Coverage for Rehab at URP Behavioral Health
Anthem Blue Cross and Blue Shield insurance programs also known under the names of Anthem or Elevance Health provide American residents with exceptional healthcare coverage. This insurance provider remains the largest healthcare company throughout the US, with numerous offices and reps in 15 states. Today, we’re glad to name Anthem our clinic’s partner and offer the URP Behavioral Health patients Anthem coverage for mental health rehab services.
URP Behavioral Health is a rehabilitation center providing comprehensive evidence-based therapeutic methods for mental health support and maintenance. We do understand that costs for mental health rehabilitation can be unbearable and thus, we offer our patients to evaluate their benefits at Anthem to get the services of our rehab covered by Anthem insurance. We gladly accept patients with all types of Anthem insurance policies including employee plans, family plans, and individual health insurance plans.
Let us guide you towards healing
We know that seeking treatment can be overwhelming, but our staff is here to make the process as smooth as possible. We’re available 24/7 to address any questions or concerns you may have.
The History of Anthem: From Past to the Future
First, what is Anthem? The company operated under that name up to 2022 and now its official name is Elevance Health Inc. The history of Anthem started in 1946 in Indianapolis, IN. In a few decades, due to its customer-oriented approach, Anthem became a leading insurance operator with up to 80% of the whole Indianapolis insurance market covered by it. In the following 4 decades, Anthem acquired multiple state-wide insurance operators and gained the status of a nationwide insurance provider. By 2022, the company changed its name to Elevance Health Inc. but the Anthem trademark remains a staple name for its customers. The company constantly expands its operation and merges new states to provide most of the American population with cutting-edge insurance services which guarantee them affordability and sufficiency of health care services including mental health care options.
Today the most distinctive feature of Anthem insurance is its diversity of individual and family insurance plans which cover the widest range of healthcare services including mental health care provided in multiple states (California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.).
What Is Anthem Rehab Insurance Coverage?
Anthem’s goal is to make health care accessible for every US resident. The importance of mental health protection is a core value for this insurance provider. According to statistics, over 59.2 million adult US citizens applied for mental health support and rehabilitation in 2023. At once, scientific investigations showed that more than one-half of Americans meet the need for struggling with mental health issues in their lifetime. That’s why the destigmatization of mental health issues and their timely and affordable treatment became a hot-button issue which was highly supported by Anthem.
Today, this insurance provider offers comprehensive coverage for rehab treatment of both physical injuries and mental health issues. Understanding the importance of the last rehabilitation option is essential today. However, the cost of mental health rehab services can be considerable and even unsustainable for an average person. In this case, Anthem mental health coverage for rehabilitation programs comes to the rescue and provides US residents with partial cost absorption.
Does Anthem Cover Rehab for Mental Health Treatment?
Like most PPOs, Anthem includes mental health rehabilitation in its insurance plans. Typically, this rehabilitation is provided in outpatient and inpatient programs which include medication prescription, therapeutic methods, and various types of hospitalization.
For most family and individual Anthem health insurance plans, the coverage includes:
- Outpatient mental health rehabilitation coverage – the plan for mental health rehabilitation without the patient’s admission to a hospital or a rehab center. This coverage absorbs counseling services, medication management, therapy programs, and patient supervision by a specialist.
- Inpatient mental health rehabilitation coverage is also available among Anthem therapy coverage plans. This type offers coverage for inpatient services including staying at rehabilitation centers (both part-time and full-time), counseling services, therapy plans, and medication management services.
Additionally, the answer to the question is Anthem’s good insurance is that it covers medication-assisted therapy for most types of rehabilitation programs.
Mental Health Programs Covered by Anthem Insurance
- Depression treatment programs.
- Most types of mental health disorders treatment which include Bipolar disorder, Borderline Personality Disorder, Dissociative Disorders, etc.
- PTSD rehabilitation programs.
- Family and caregivers counseling and therapy programs.
Although all these programs are covered by Anthem insurance policies, we recommend you check your policy’s benefits in advance to ensure it provides coverage and get through the terms of this coverage as they can vary depending on the type of insurance plan, the therapy program you require, and your residence place.
What Mental Health Disorders Does Anthem Cover?
- Psychotherapy and counseling services;
- Cognitive behavioral therapy;
- Telemedicine services;
- Medication management services;
- Inpatient individual and group rehabilitation services at the URP Behavioral Health center.
How to Understand that Your Anthem Insurance Plan Covers the Rehab Program
Although Anthem meets the MHPAEA requirements, you should understand that some deductibles and out-of-pocket expenses still remain on your behalf. Besides, to activate your insurance plan to cover your rehabilitation, you need to take a couple of essential steps.
- Start by checking your insurance plan. You can do this by applying for Anthem’s customer support, via the Anthem app, or directly by verifying your plan on the URP Behavioral Health website. Feel free to use our insurance verification form to get info about the compliance of your policy with our rehabilitation programs.
- Get your family doctor’s or therapist’s referral.
- Get a quote from our medical advisers to decide on deductibles and out-of-pocket costs.
We hope that with our help and under the protection of Anthem insurance plans, your mental health rehabilitation may be seamless, effective, and affordable for you and your family.
How Much Does Anthem Cover For Mental Health Treatment?
Anthem insurance plans are diverse and vary from state to state. They provide various specific conditions for customers, and the coverage for mental health treatment is among these conditions. That’s why there is no certain estimated coverage for Anthem’s clients. You can decide how much the insurance provider will cover by evaluating your therapy plan and its cost and checking your policy’s benefits.
As usual, insurance providers offer partial coverage for mental health therapy costs, so you should be ready for additional out-of-pocket expenses and some deductibles.
Yet, the good news is that URP Behavioral Health rehab centers always stay at the patient’s side and adapt the treatment plans to meet your budget and Anthem insurance policy terms. We want mental health protection and support to be affordable for anyone, and our cooperation with the Anthem insurance provider is evidence of this strive.
