Aetna Coverage
Aetna Insurance Coverage for Rehab at URP Behavioral Health
Your mental health is no less important than overall well-being. Maintaining it is your way to the highest life quality but often, it seems a heavy burden because of the costs for rehabilitation programs. Yet, in URP Behavioral Health, you can get your specified and effective treatment plan to fight most types of mental health issues and disorders without your budget’s devastation.
We gladly inform our patients and their caregivers or families that we are proud to launch a cooperation with one of the most popular and caring healthcare insurance companies in the US. Meet Aetna, our loyal partner in the realization of a diverse range of mental health therapy plans.
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Let us guide you towards healing
We know that seeking treatment can be overwhelming, but our staff is here to make the process as smooth as possible. We’re available 24/7 to address any questions or concerns you may have.
What Does It Mean For a Patient?
- Getting comprehensive diagnostics of your mental health becomes easier with Aetna insurance programs.
- All types of therapy provided by URP Behavioral Health are available and affordable for Aetna clients.
- The cooperation covers all types of treatment programs offered by URP Behavioral Health and its coverage can be clearly calculated for each patient when you verify your Aetna insurance policy on our website.
As a result, you can check your mental health, support it and get timely help to fight any dysfunction or disorder related to mental health without extra expenses but you can use your policy’s coverage to reduce deductibles and out-of-pocket expenses.
Do you want to learn more about the opportunities your Aetna coverage offers? Please, verify your insurance policy in the form below.
Aetna’s History at a Glance
One of the most popular questions our clients ask about mental health treatment insurance opportunities sounds like “Is Aetna a good insurance company?”. This is quite logical as multiple insurance operators throughout the US provide their services in a diverse range of modes.
As for Aetna, the first and foremost thing to learn about this insurance provider is that it has been operating successfully since 1853, and today it has become a part of CVS Health, the biggest healthcare and pharmaceutic corporation in the US.
Then, Aetna is a nationwide insurance provider actively collaborating with the scientific community to improve the whole healthcare industry and its evidence-based collaborative chronic care models and make them more accessible for patients. Today it proves its pivotal impact in leveraging technologies for the fastest healthcare services delivery and continues development of digital services which further may streamline access to healthcare options for each patient.
At last, one more fact in favor of relying on Aetna mental health coverage is the number of patients that have already chosen this insurance company for their healthcare support. Today, the company’s clients list contains an estimated 39 million people.
What is Aetna Rehab Insurance Coverage?
- Equality of coverage for mental healthcare and physical healthcare.
- Availability of various insurance plans to cover mental issues and disorders of various types.
- Immediate coverage with no spending limits provided. You can apply for coverage of any type included in your insurance plan to treat mental health issues.
All this results in a diversity of mental healthcare services that Aetna health insurance plans cover. Typically, they include:
- Medical advisor’s consultations, diagnostics, and planned or urgent screenings.
- Medications prescriptions for drug-based therapy of mental disorders.
- Hospitalization coverage for both basic hospital expense coverage and long-term hospitalization.
- Outpatient and inpatient therapy plans.
- Telemedicine services related to mental health support and maintenance.
All these options are available for URP Behavioral Health patients who chose Aetna insurance mental health coverage.
Does Aetna Cover Rehab for Mental Health Treatment?
Expenses related to mental health support often are decisive factors for a patient whether to apply for help or not. The good news is that Aetna provides coverage for rehabilitation for mental health treatment the same way it provides coverage for physical impairment or illness treatment.
Yet, you should understand that the type of coverage, its terms, co-payments, and deductibles can vary. They depend on multiple factors starting from the insurance plan you choose, your residence place, and current discounts offered by Aetna. So, to understand the terms of your mental health therapy coverage by Aetna, and to get the answer to the question does Aetna insurance cover therapy, you have to do a couple of simple steps.
- Check your insurance policy’s terms for coverage.
- Apply for your family doctor or primary care physician to get a referral form.
- Check your local Aetna behavioral health providers to select the most appropriate for you (URP Behavioral Health is no doubt among the most preferable ones).
Mental Health Programs Covered by Aetna Insurance
Partial Hospitalization Rehab Programs
Partial hospitalization programs (or PHP) are intensive programs for short-term treatment which require a patient to attend therapy groups or sessions and get consultations in an intensive mode without obligatory 24-hour hospitalization. Typically, during these programs, patients remain in rehab during the daytime while in the evening, they can return home. PHPs are covered by most Aetna insurance plans but the specifics of the coverage may vary.
Outpatient Mental Health Care Programs
A standard outpatient mental health care program is intended to help patients with mild manifestations of their illnesses or disorders. In the case, that the symptoms are not too severe to chain the patient to an instant rehab stay, an outpatient program provides them with a full spectrum of therapy methods while staying at home. Aetna offers outpatient program coverage in its plans as a part of its overall mental health care strategy.
Intensive Outpatient Mental Health Programs
An intensive outpatient mental health program differs a bit from a standard one as it supposes a patient to attend the rehabilitation center a couple of times a week to follow the treatment plan. The rest of the time, a patient can stay at home and get help online or by phone. IOPs are also covered by various Aetna insurance plans but it is better to verify if your policy covers it for sure.
What Types of Mental Health Disorders Does Aetna Cover?
- PTSD diagnostics and treatment including family therapy and caregivers’ consulting services to help address PTSD in their loved ones.
- Depression and depression-related issues. Understanding the widespread depression in the US population, Aetna offers its treatment coverage.
- Anxiety disorder and Obsessive-compulsive disorder which can be diagnosed separately or as a part of other impairments.
- Borderline personality disorder and Dissociative disorder of various types.
- Bipolar disorder.
However, the coverage of your policy may vary and it is better to check whether the diagnosis you need to treat is included on the list of coverage issues and specific plan benefits.
How Much Does Aetna Cover For Mental Health Treatment?
Typically, Aetna’s insurance plans provide partial coverage for mental health rehabilitation. This means, that you still may have some out-of-pocket expenses and deductibles to pay. At once, the coverage amount depends on your insurance plan whether it is a free CHIP, a low-cost CHIP, or a full-cost CHIP. In some cases, Aetna puts limitations on some therapy features, for example, the number of therapy sessions to cover, or the longevity of hospitalization.
In any case, you can get overall information about how much you’ll be covered for your therapy plan by contacting us and verifying your Aetna insurance policy. URP Behavioral Health from its side will do its best to provide you with a relevant, effective, and timely treatment plan for your successful rehabilitation and further well-being. Feel free to contact us any time you need help and Aetna will take a part of the financial burden from your back.
